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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Online, hassle free loans... thank you Zopa

5
I had reason to take out a couple of personal loans. Compared with the application process for many banks and other organisations, the Zopa route was hassle free and all done online - no follow-up phone calls to check more details etc. I also really like their online dashboard where you can track your loans, see payment progress etc :) . Reviewed on: 3rd January 2018
M R's avatar
M R

No issues with this Company

5
Have dealt with Zopa on two occasions, always good too deal with and competitive rates. Definitely recommend Reviewed on: 3rd January 2018
Cameron Cammy McRae's avatar
Cameron Cammy McRae

Fantastic

5
Great interest rates and brilliant communication Reviewed on: 3rd January 2018
Matthew Shaw's avatar
Matthew Shaw

Straightforward

5
Quick and easy process. Simple to upload documents. Best rates. All you need. Reviewed on: 3rd January 2018
Sue Graves's avatar
Sue Graves

Brilliant service

5
Really efficient & good advice on which Loan was best, would highly recommend Reviewed on: 3rd January 2018
Christian Derrick's avatar
Christian Derrick

Fantastic

5
In all my years, Iv never experienced a more professional, quick and convenient service from a loan provider. There was no pressure or hassle, can’t fault ZOPA Reviewed on: 3rd January 2018
Terry McIlroy's avatar
Terry McIlroy

Amazing, Hassle free loan company

5
My husband and I were looking for a loan to help us manage our bills as they got a bit out of hand. We were a little worried about our credit ratings until we came across Zopa! We were thrilled when we were accepted with absolutely hassle free , straight forward , excellent customer service. We were accepted in only a few days and the money was in our account pretty quickly. I would definitely recommend this company to family and friends if they needed a helping hand. Thank you Zopa. Reviewed on: 3rd January 2018
Teresa ASHWORTH's avatar
Teresa ASHWORTH

Great Rate, Great Service

5
The rate we received from Zopa was very competitive and the decision took no time at all. Would highly recommend others to consider using Zopa for any borrowing. Reviewed on: 3rd January 2018
Leo Lanksford's avatar
Leo Lanksford

Trustworthy, swift and very competitive

5
Easy to apply, recognising my good credit rating quickly and offering hard to beat interest rates. All done and in the bank within a couple of days. Great service. Reviewed on: 3rd January 2018
Neil Gourlay's avatar
Neil Gourlay

Quick and easy

4
Easy to set up, good interest rates and direct debits collected on time. Reviewed on: 3rd January 2018
Samantha Thorley-Wheeler 's avatar
Samantha Thorley-Wheeler

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