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Zopa: Personal loan reviews

4.95
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Great loan provider

5
Application easy, money arrived fast and good communication! Reviewed on: 3rd January 2018

No fuss loans

5
I'm very pleased with the loan I took out.there was no fuss. all straight forward and good interest rates Reviewed on: 3rd January 2018

Excellent

5
Quick, easy & very efficient company to deal with. Reviewed on: 3rd January 2018

Easy, quick and very good rates

5
Very happy with Zopa. Very good rates and nothing hidden to worry about. Fast response to loan equity submission and money in the bank. Reviewed on: 3rd January 2018

Great service

5
Easy fast and low interest , whats not to like? Reviewed on: 3rd January 2018

Quality

5
This is the third time i have used zopa . Excellent service i would highly recommend Reviewed on: 3rd January 2018

Quick, friendly and flexible

5
Zopa offer a great service, with timely responses, good value for money and flexible options - this is how a personal loan should be provided! Reviewed on: 3rd January 2018

Good company

5
Very good company would highly recommend Reviewed on: 3rd January 2018

All very quick and transparent

5
Loan took 10 mins to apply for, rate was instantly given and once approved money was with me within a day or so. Reviewed on: 3rd January 2018

Hassle free!!!

5
Highly recommended! Try and you won't regret. Reviewed on: 3rd January 2018

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