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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great loan provider

Quick easy helpful lending company Reviewed on: 3rd January 2018

A very good service

Everything ok with a quick and easy way to arrange a loan Reviewed on: 3rd January 2018

Zopa sorted me out

I needed some extra money for a project I was working on, quickly and easily I was able to use zopa to help get the funds and pursue my dreams. I haven't looked back since Reviewed on: 3rd January 2018

A 21st Century Financial Service Company

Zopa offers an efficient and effective choice at a competitive rate. Its loans are customised to the requirements of its customers and therefore rendered it a 21st century top financial service company. Reviewed on: 3rd January 2018

Fantastic company to deal with

Fantastic company to deal with, so easy no complicated jargon, you want to borrow this your payments are this you pay this amount back easy, the web is so easy to use so that you can view your loan status. Reviewed on: 3rd January 2018

Best Rates !!

Getting loan from Zopa was very easy and fast plus interest rates are lowest !! Reviewed on: 3rd January 2018

Lending as it Should be

Borrowed money from Zopa on 3 occasions, completely hassle free. Fantastic members area to monitor progress of loans. Have already recommended to a number of people. Reviewed on: 3rd January 2018

Review of Zopa

Used a number of times for car loans and never had a problem ....... Telephone support was excellent when I had a query .... Reviewed on: 3rd January 2018

Quick decision, manageable rates

I needed a quick and non-scary loan to help with a big art project and Zooa trounced my existing bank with their rates and reasonably monthly repayments. Reviewed on: 3rd January 2018

Easy application

Quick, straight forward loan applications with clear customer service. Reviewed on: 3rd January 2018

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