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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Really quick approvals and really low rates

I was struggling to find any decent rates on a £15,000 loan. Then I checked out Zopa and they managed to give me a rate 2 times lower than anyone else. I applied and within 5days the money was in my account. Couldn't be any easier to apply and you get the money really quickly. The online account is also useful and gives you really good information like how much you have paid off and what is left over. Reviewed on: 3rd January 2018

Great Service

easy to apply, quick decision making Reviewed on: 3rd January 2018

Excellent loan company

I was helped out when I needed a loan urgently Reviewed on: 3rd January 2018

Excellent, simple, transparent service

Everything about my Zopa experience has been simple, from applying, to monthly payments and to being lucky enough to pay off my loan early, which I’m happy to report was easy and without complication or hidden charges. Zopa have a very easy to use platform with a dashboard that clearly shows your payment history and how much you have left to pay, including what it would cost to settle early. Reviewed on: 3rd January 2018

The best loans company there is

Zopa have been friendly throughout, there customer service staff are very knowledgeable about the product they sell, Zopa maintain regular contact about the status of your application and the progress of your loan. They offer very reasonable rates and have excellent deals which have allowed us to expand our home and improve our standard of living. Reviewed on: 3rd January 2018

Excellent

Very helpful would recommend to family or friends Reviewed on: 3rd January 2018

Does everything it's says on the tin

Smooth simple transaction from Zopa Reviewed on: 3rd January 2018

Simple, straightforward and no hard sell

I needed a new car. An electric one. With the low interest rate through Zopa, I'm paying less in monthly interest than I was in running a petrol car! Reviewed on: 3rd January 2018

Great loan rates

The best interest rate for loan they don’t rip you off like the pay day loans definitely use this company every time Reviewed on: 3rd January 2018

Great service

Quick and easy service, very polite customer service and very good rates Reviewed on: 3rd January 2018

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