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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great service

Straightforward, simple application. Helped me consolidate without any fuss. Reviewed on: 3rd January 2018

Excellent Service Easy to Use

Zopa is a very quick and easy way to get a loan. You can always pay more off if you wish and it is very flexible. The rates are amazing and I would strongly recommend it to anyone. I have used Zopa for many years and will continue to do so. Thank you, Zopa! Reviewed on: 3rd January 2018

Best rates on the market, quick and straight forward loan.

Zopa Loan is indeed the best personal loan. Not only the lowest rates but also the quick response/desision was super convinient for me. I would definately recommend Zopa to my friends and family for their transparency, great rates and awesome online account management, where you can check and adjust nearly everyrhing about the loan. Great job Zopa! Thanks! Reviewed on: 3rd January 2018

Happy

I used zopa 3 years interest is very good and services is brilliant Reviewed on: 3rd January 2018

Friendly professional service

My experience has always been very positive. Reviewed on: 3rd January 2018

Best rates and the easiest to apply for.

My application was reviewed in next to no time and even when I added an additional loan this was stress free. Reviewed on: 3rd January 2018

Great service

Easy to use website. Quick and easy to use this service and good communication. Reviewed on: 3rd January 2018

Fair, reasonable, understanding

I have only needed to speak to someone a couple of times, the topic was purely an enquiry but the customer service was second to none and the query was resolved instantaneously. Very pleased with overall Reviewed on: 3rd January 2018

Quick, efficient and accessible

Zopa have been a blessing! Reaching my goals wouldn’t have been possible without their support. The application process is simple, quick and easy and the customer service team are friendly and quick to respond which is what really stood out for me. I feel secure with my decision knowing that the rates are affordable and suitable for my lifestyle. I would have no hesitation in recommending zopa to friends or family. Better still, the money lands in your account in a matter of days! Reviewed on: 3rd January 2018

Zopa is great

I found this service fantastic because was really Efficient, quick, reliable and I saved a lot of money compared to competitors. Reviewed on: 3rd January 2018

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Zopa: Personal loan reviews

14% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69084)

Great service

Excellent Service Easy to Use

Best rates on the market, quick and straight forward loan.

Happy

Friendly professional service

Best rates and the easiest to apply for.

Great service

Fair, reasonable, understanding

Quick, efficient and accessible

Zopa is great

Do you have a different Zopa product?

Want to see more from Zopa?

Cash ISA

Credit card

Current account

Join Smart Money People

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