Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Really help me to move forward in life again

Very helpful and easy to talk to, also easy steps to follow online when applying for loans. Reviewed on: 3rd January 2018

Zopa experience over two years

The most efficient, professional and courteous service I have ever had from a financial services company. End. Reviewed on: 3rd January 2018

Great rates

A very affordable loan at low interest rates. Very helpful. Reviewed on: 3rd January 2018

Very competitive rates and easy application.

Very competitive rates when I initially took out my loan but rates seem to be a lot higher now so other loans might give a better deal. From an application point of view, it couldn't have been easier. Reviewed on: 3rd January 2018

Fantastic experience

Fantatsic company. Great customer servic. Very quick and easy to use. Money arrives faster than any other company on line. Will definitely recommend and use again. Reviewed on: 3rd January 2018

Very good!

Easy and responsible lending. Highly recommended. Reviewed on: 3rd January 2018

Simple and value

Have been using Zopa for a few years now and rate them very highly. The loan calculator lets you see exactly what you pay for how long and no hidden extras. Reviewed on: 3rd January 2018

Simple to apply

Quick to apply and quicker decision. Apr very competitive. Reviewed on: 3rd January 2018

The only place Ill go for a loan!

really easy to set up with great offers. I love that I can pay back extra at any time and that I can pay it off at any time. Payments dates can also be changed, so alll in all a very flexible loan provider. Reviewed on: 3rd January 2018

Fast efficient

Took out my loan with good rates of interest was fast efficient with no hassle using there very good and easy web site , over the moon and would use them again and recommend them to everyone Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1180 reviews
Personal Loan
from Barclays 3.99 from 106 reviews
Loan
from Drafty 4.69 from 215 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub