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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy to Use and Great Rates

I would always go to Zopa for a loan. The website is easy to use, the rates are the best that I have found and the decisions are very quick. The money is transferred swiftly. They are also very flexible for the customer, allowing you to choose a payment date that suits you, and also to make extra payments if you suddenly have some money and want to clear the loan quicker. Highly recommended! Reviewed on: 3rd January 2018

very efficient effective service

Not a thousand hoops to jump through to get a loan, you are given clear information and regular updates. Reviewed on: 3rd January 2018

Fast and painless

I applied as I needed money quickly to settle my credit card debt. It was fast and efficient and I got money directly in my bank account in 2 days. Reviewed on: 3rd January 2018

Excellent service - very efficient

Cannot fault zoos at all very efficient service Reviewed on: 3rd January 2018

Excellent communication and customer service

Zopa Loan. Excellent service, great customer service team. Website and online accounts clear with great features to keep you up to date with payments. Well done Reviewed on: 3rd January 2018

Good compant

Good company, fast loan, all good. Reviewed on: 3rd January 2018

Excellent rates

Excellent rates and quick service. Never had a problem and would use again. Reviewed on: 3rd January 2018

Good overall experience.

Very easy to apply and received money quickly. Reviewed on: 3rd January 2018

great service and company overall

i had taken a small loan from Zopa. the interest was the lowest i could find and formalities were capped to minimum. i would highly recommend Zopa to anyone (and in fact I am recommending it to everyone!!) Reviewed on: 3rd January 2018

Slick and easy

Easy application process with good communication lines and easy to understand online portal. Thumbs up from me! Reviewed on: 3rd January 2018

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