Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Zopa - the people's choice

I have used zopa for a number of loans over the past 5 years, for various amounts and different payment plans. They are affordable and the service is excellent. Reviewed on: 3rd January 2018

Fantastic Company

Zopa have helped me a few times with my personal finances. The process is very user friendly and you do feel you are in safe hands as the checks are done correctly and all queries are answered with expertise. I would most defiantly recommend Zopa to friends and family for providing a responsible loan service. Reviewed on: 3rd January 2018

Best lender around

Great customer service and friendly staff. Really easy interface on website too! Reviewed on: 3rd January 2018

Quick and Easy

Stress free and simple with fair interest rates and flexibility. I am on my second loan from Zopa and would recommend them. Reviewed on: 3rd January 2018

Zopa makes taking out a loan easy and super comfortable

When I needed to take a loan out, to say I was nervous would've been a huge understatement. Loan companies tend to have this negative stigma of devious small prints and never feeling "fully" trustworthy. Zopa, however, was quite the opposite. From the moment I landed on their website, everything felt "right". There were no hidden small prints and their rates were fantastic in comparison to other companies. When it came to applying for a loan, Zopa made everything crystal clear and seamless. Within a couple of days, my application was approved and the money was in my bank account and the repayments have been nothing short of easy. To add the cherry on the icing, their customer service is top-notch too. I highly recommended them to anyone. From a happy first-time loanee! Reviewed on: 3rd January 2018

Easy, quick, convenient, quality.

The smart way to borrow money. Such a quick process from application to bank transfer. And most important, so easy. No hassle, no quims!! Reviewed on: 3rd January 2018

Good straightforward service

No hassles no longwinded processes just a straightforward open approach. Great stuff! Reviewed on: 3rd January 2018

very helpful and easy to sort out.

Having Zopa's help with a loan has meant I can consolidate credit card fees into one amount with fixed interest. It's given me peace of mind. Reviewed on: 3rd January 2018

Hassle free

So easy to apply and decision was made very quick and easy to deal with and nothing was to much trouble Reviewed on: 3rd January 2018

Quick and efficient

Very easy to apply for a personal loan. Very friendly and helpful staff. Would Higher recommend to all Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from On Stride Financial (inactive company) 3.85 from 5 reviews
Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Short-term loan
from WageDay Advance 4.96 from 284 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub