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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Amazing

So helpful and straightforward the only place I will ever use Reviewed on: 3rd January 2018

Decent

Quick decision, quick turn around and transparent. Reviewed on: 3rd January 2018

gGreat service

I love the simplicity of dealing with this company and the fantastic customer service given when I call with a query . I would highly recommend this company without any hesitation whatsoever and personally would not go anywhere else Reviewed on: 3rd January 2018

Best rates and great customer service.

When looking for a loan Zopa offered me the best rates and the whole process was simple and efficient. Zopa should be everyone's first port of call when they are in need of a loan. Reviewed on: 3rd January 2018

Excellent rate & easy to file an application

Really positive, easy to use, web based much better than larger banks! Reviewed on: 3rd January 2018

Great

Hassel free lending. Manage everything on line. So user friendly. Reviewed on: 3rd January 2018

Quickest, best, most-straightforward.

There isn't a quicker or more straight forward way to access a loan, at extremely competitive rates, than Zopa. Would recommend to anyone. Reviewed on: 3rd January 2018

Brilliant

They offer the best rate and by far the nicest to deal with Reviewed on: 3rd January 2018

Excellent company

Straight forward process with excellent customer service and an easy to use web site for monitoring your payments. Reviewed on: 3rd January 2018

Great service

I have had 2 loans with Zopa and not a single bad experience. Helpful with queries and quick concise answers. Reviewed on: 3rd January 2018

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