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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick and easy to use

Very professional and easy to use Reviewed on: 3rd January 2018

Amazing service

The 2 times that I have used Zoopla they were extremely efficient and I had no issues. When I emailed the customer care team, the response was very prompt. I think if I need an additional loan I will use them even if it means paying a little extra due to my experience with them. Reviewed on: 3rd January 2018

Quick, easy and good interest rates

I have used Zopa more than once and on every occasion they have been helpful and positive. Reviewed on: 3rd January 2018

Very easy to apply

Applied and got answer straight away and kept in contact throughout my agreement which makes it easy to no how much is left on my loan 5 star Reviewed on: 3rd January 2018

Great Rates, Great Support

Used a zopa loan to help with house renovations, this is the first mid term loan I have ever gotten but zopa offered by far the best interest rates (Even better than my mortgage!) All information given was very clear and concise. Being able to logon to the site and check repayments etc. is great. Reviewed on: 3rd January 2018

Quick, simple, good service, good rates, much better than the bank

So easy. Applied on line. Got a good rate and a quick response. So much nicer than dealing with a bank. Definitely would recommend to anyone. Reviewed on: 3rd January 2018

Brilliant lender

Really pleased with my loan through zopa, it’s easy to manage and see the progress of payments Reviewed on: 3rd January 2018

easy loan

The loan I asked for was the loan I was given.Other loan providers, after a long process, did not offer the amount I requested. Reviewed on: 3rd January 2018

Great rates

Great rates and easy to navigate website ad clear info on my loan. Easy process to take out the loan too. Reviewed on: 3rd January 2018

Great rates, fast process.

We used Zopa for a loan to buy a car. The rates were superb, the application process was straightforward and quick and funds were released swiftly, ahead of estimations. Correspondence has since been good but not in our face. Would definitely recommend. Reviewed on: 3rd January 2018

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