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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Refreshingly easy

I love the concept of Zopa. matching me with people looking to invest. We have used them for years and never had a problem. Reviewed on: 3rd January 2018

Simple no nonsense service.

Easy to apply for and manage your loan. Best rates available need I say more. A genuine review from a genuine customer! Reviewed on: 3rd January 2018

Great service

Zoos offer a fuss free and fast transaction to allow you to get hold of your loan in super fast time.Very good phone team when you need to speak to them.Would highly recommend. Reviewed on: 3rd January 2018

Great Personal Loan Provider

I have had various loans over the years and I must say I have found Zopa to be one of the best loan providers I have used. From there highly competitive rates to there customer friendly contact staff I recommend them to anyone looking for a personal loan. Reviewed on: 3rd January 2018

Excellent service

Very helpful solution to short term loans. Can be paid back before agreed time. Highly recommend. Reviewed on: 3rd January 2018

Quick & Professional

Easy application process and was kept informed of progress at all times. Reviewed on: 3rd January 2018

Very helpful and reasonable

Zopa help me when I was going through a troubled time in my life. They helped me to get back on my feet. I can’t thank them enough. Thank you Reviewed on: 3rd January 2018

Clever service

From looking at the options to buy a car this was by far the best. Low interest and simple to use. Reviewed on: 3rd January 2018

simple, affordable, hassle free

when looking for a loan i was struggling to understand all the terminology and the whole process of dealing with my bank was becoming quite stressful, id not heard of Zupa until i heard it recommended on the radio by a money saving expert, i looked them up and the whole thing was really simple and easy to understand and only took a few mins to complete. communication during and after the application process has been good and i'm very happy with the product. Reviewed on: 3rd January 2018

Fabulous

I applied for a loan online, it was simple and straightforward and I had an answer almost straight away! The money was in my bank when they said it would be and I am happy with the interest and repayment. Better than any bank I've tried! Fabulous service. Reviewed on: 3rd January 2018

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