Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

First class loan service

Zopa loans have been an easy flexible friendly reliable facility for me for many years. Reviewed on: 3rd January 2018

Great lender

They’re a very straightforward company to work with, with clear communication and a friendly, helpful attitude. I have used them a couple of times now and would strongly recommend them. Reviewed on: 3rd January 2018

Simple excellent customer service.

Third time for me to have a loan with Zopa. Never disappointed. Excellent quick customer service, never any issues. Recommended to my family and friends. Reviewed on: 3rd January 2018

Straightforward and Simple

Everything was easy from the start and done exactly as stated. No problems, no hassle and plenty of options going forward. Reviewed on: 3rd January 2018

Zopa No.1

Easy to deal with. Low APR what more does anyone need from a lender Reviewed on: 3rd January 2018

Perfect service and great rates

Zopa has been brilliant very time I've used them. I'm on my third loan with them now, and nobody else has come close to matching them yet. Reviewed on: 3rd January 2018

Fast, no fuss service. Excellent !

Just very simple and straight forward. Reviewed on: 3rd January 2018

A Pleasure

Easy application process at an amazing rate. Regular updates. Reviewed on: 3rd January 2018

Top loaner

Have a couple of loans over the yrs and are very cheap on the interest Reviewed on: 3rd January 2018

Efficient

Efficient helpful and good to deal with. Could have done much more Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Loans
from Commsave Credit Union 5.00 from 2 reviews
Personal loans
from Abound 4.91 from 18054 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub