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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Very helpful, looking at eack case individually and helping to come up with solution

Looking at each case individually Reviewed on: 3rd January 2018

Quick and easy

Totally painless application process, couldn't have been happier. Reviewed on: 3rd January 2018

Simple, easy, affordable and quick

I've used Zopa a few times over the last few years and have always had a great experience, costs and repayments are always clear upfront and decisions are quick as is the payout. Perfect. Reviewed on: 3rd January 2018

Competitive and easy to organise

They offered a very competitive rate compared to other traditional lenders, and the whole process was very straightforward, which makes it a winner in my book! Reviewed on: 3rd January 2018

Zopa have been brilliant at every stage of my application.

I have felt like a valued customer, have always been kept informed and engaged. Great company. Reviewed on: 3rd January 2018

Good company

Never had any problems, good loan rates Reviewed on: 3rd January 2018

Easy and quick!!

What can I say! Its super fast and super easy to get approved and to manage your loan. Great service. Reviewed on: 3rd January 2018

Very good rate

Easy and very reasonable . No hassle and quick transaction Reviewed on: 3rd January 2018

Fantastic !!!!!

Great support from telephone advisors always happy to help !!! Quick response ! No fuss ! Fab APR all the things you need in a loan company !! Reviewed on: 3rd January 2018

A fabulous loan company!

Using Zopa allowed me to buy myself a car after being in a car crash that wasn't my fault. It made the rather stressful situation much easier to manage once I knew I had money to spend on a car. The loan process was easy with excellent fixed repayments, brilliant fixed APR which was a weight off of my mind and it's very easy to alter your repayment date if need be. They are easy to contact if you have any issues and their customer service is fab! Would highly recommend to anyone who needed a quick, easily repayable loan and a reliable loan company! Reviewed on: 3rd January 2018

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