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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

TOP NOTCH

I applied at Zola when I was looking for money for home improvement. The service was efficient, profesional and quick! You get Monthly statements and to speak to customer services is quick and easy. I would highly recommend Reviewed on: 3rd January 2018

Clear and simple process.

My experience with Zopa has been excellent so far. The process and costs is clear. Any questions I had were promptly answered. I would recommend to anyone . Nuno Reviewed on: 3rd January 2018

Great experience

It was easy and quick to get a loan with Zopa and I have experienced great customer service Reviewed on: 3rd January 2018

Loans made simple with no hidden charges

Taking my loan out with Zopa was hassle free with no hidden charges. The loan was in my bank account quickly after getting approved. Would definitely take out a loan with them again! Reviewed on: 3rd January 2018

Very helpful

They helped a lot in a time of need and it was a quick easy application I was very thankful Reviewed on: 3rd January 2018

Cheapest loans around

Easy to do loans at unbeatable rates Reviewed on: 3rd January 2018

Quick and straightforward process

I applied for a fairly small loan back in 2016 and applied for another one at the end of 2017. Good interest rates and everything overall. However, my second loan application got declined before I was able to upload all additional documentation I was requested, because I uploaded them one at a time and my application was already reviewed in between the timeI uploaded the first document and the second one I meant to upload. Too quick to make a decision maybe? Reviewed on: 3rd January 2018

SPEED OF FUNDS

It could not have been a sleeker person, I had the funds within 48 hours... My bank took 3 weeks to come back with a decision. GO ZOPA!!!! Reviewed on: 3rd January 2018

Quick response

Very easy to use and quick at telling you if you have been excepted and The money is quick to go into your account Reviewed on: 3rd January 2018

Simple,straightforward and fast application process

The website is very straightforward and the application forward is simple and not intrusive. Fast efficient and competitive way to borrow funds. Reviewed on: 3rd January 2018

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