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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Perfect

Great service everything I needed Reviewed on: 3rd January 2018

Seamless

A great loan provider with a seamless transaction with very clear, concise online access/overview - would always recommend first to anyone looking to take out a loan. Very impressed. Reviewed on: 3rd January 2018

Easy stress free quick low rates

Needed an urgent load for a car The interest rates lowest I found Very simple online application easy to follow Loan accepted and money available within a few days Very satisfied Reviewed on: 3rd January 2018

Always helpful and friendly. Easy to contact

Changed payments numerous times with any problems Reviewed on: 3rd January 2018

Excellent Service

I found my experience with Zopa to be very good. The website is very easy to use, I can log in and check the status of my loan easily, make additional payments and amend the payment date amoung other things. Would highly recommend. Reviewed on: 3rd January 2018

Simple Banking

Quick and easy process. Knowledgeable staff when you need them. Good deal for my way of life. Reviewed on: 3rd January 2018

Would not use anyone else now

Great rates, quick communication and level of detail. Wouldn’t use anyone else now Reviewed on: 3rd January 2018

Best available rates with easy to use website portal

I opted for a Zopa loan because it offered the most competitive rate. As a customer I have subsequently been pleasantly surprised by how easy Zopa has been to deal with including the online loan portal which gives me instant and full access to my account. Reviewed on: 3rd January 2018

Fantastic and easy to set up

No stupod questions about when ur dog was born and the size of ur geet just easy and simple to set up and dealt with fast Reviewed on: 3rd January 2018

Good loan

Good customer service team, good loan Reviewed on: 3rd January 2018

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