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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy, reliable and fair

Easy to use and transparent in its fees and interest calculations. Also very flexible when , for example, you want to change the repayment date etc. Reviewed on: 3rd January 2018

Amazing online service!

10 minutes application, clear and fair terms. No problems at all. Reviewed on: 3rd January 2018

Excellent streamlined service and portal

I have been a customer for several years and have enjoyed using the service. I particularly enjoy the professionalism of Zopa because I never feel spammed or over-sold to and the on-line service works perfectly. Reviewed on: 3rd January 2018

Great

No problems at all.Good website,good costumer service amaizing loan rules,t&c. Reviewed on: 3rd January 2018

Great company

I took a loan out with Zopa and everytime I've spoke to them they have been very helpful and could answer every question. Reviewed on: 3rd January 2018

So simple

Approved quickly, great rates, great online account. perfect! Reviewed on: 3rd January 2018

The best and affordable

The best and affordable loan with lowest interest in whole UK market. Friendly and helpful customer service. Always finds the best way for you. Reviewed on: 3rd January 2018

Zopa - Brilliant

Cheap, friendly, reliable and 100% hassle free. Wouldn't hesitate to use Zopa again or recommend them to other's. Reviewed on: 3rd January 2018

Excellent loan provider

Excellent loan provider - straightforward application process, easy to use online account, can over pay whenever and pay off loan early with no extra charge! Would recommend to friends and family! Reviewed on: 3rd January 2018

ZOPA LOAN

GREAT EXPERIENCE QUICK AND EASY TO APPLY AND PAYMENT PLAN GREAT CUSTOMER SERVICE Reviewed on: 3rd January 2018

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