Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69083)

Easy to use

5
Easy to use, simple, quick application process and nicely laid out site. Reviewed on: 3rd January 2018
Chris Tweedie's avatar
Chris Tweedie

Easy to use

5
They are so easy to deal with quick to decide and fast pay out Reviewed on: 3rd January 2018
Chris Forster's avatar
Chris Forster

Life savers

5
Well organised. Easy to use. Really helpful. Highly recommend. Reviewed on: 3rd January 2018
Vigo Rodrigues's avatar
Vigo Rodrigues

zopa

5
great rates good customer service money straight into your account on approval Reviewed on: 3rd January 2018
faye halliday's avatar
faye halliday

Excellent service

5
Can’t fault zopa their service is second to none very quick and efficient. Their rates are very competitive and I would highly recommend them. Reviewed on: 3rd January 2018
Brian paterson's avatar
Brian paterson

Excellent

5
Brilliant company very quick and prompt service would recommend Reviewed on: 3rd January 2018
James Bush's avatar
James Bush

Brilliant cheap and fast

5
Excerllent service wouldnt go any were else Reviewed on: 3rd January 2018
Liam Navarro's avatar
Liam Navarro

Excellent Service

5
Taking out a loan can be a worrying experience but not with Zopa, whole experience put me completely at ease, would highly recommend to anyone to use Zopa. Reviewed on: 3rd January 2018
Tracy Cartwright's avatar
Tracy Cartwright

Great Service - Highly Recommended!!

5
Highly recommended. Zopa have been efficient and helpful at all times. I would certainly use them again in a heartbeat! Reviewed on: 3rd January 2018
Rachael Knowles's avatar
Rachael Knowles

Excellent service

5
Good rates and excellent service with no hassle Reviewed on: 3rd January 2018
david smallwood's avatar
david smallwood

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill