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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent customer service

friendly, helpful staff enabling a quick turnaround. Also very competitive rates. Reviewed on: 3rd January 2018

Very fast and easy to feal with.

Found the loan rate affordable. The process was fast and easy to process Reviewed on: 3rd January 2018

Great lender

Zopa is easy to deal with and has very competitive rates. I've used them twice now and the process is always easy thanks to their user-friendly website. They then follow up with a quick call if necessary and your loan is sorted - great! Reviewed on: 3rd January 2018

Oh so easy

Very easy to organise and a good rate. Plus very speedy Reviewed on: 3rd January 2018

Very helpful and professional

Very easy company to use and professional also won’t let lend more than you can afford Reviewed on: 3rd January 2018

Very easy to apply - great interest rates

I shopped around for good loan rates when buying a car and found that Zopa had the best rates I could find - knocked the spots of the banks. Reviewed on: 3rd January 2018

Zopa loan

great team quick loans will be gived with low ratio Reviewed on: 3rd January 2018

So simple and effective

I applied for my loan and had the money in my account within three days. Always keeping me up to date and very simple to make changes online. Reviewed on: 3rd January 2018

No hassle on applying for loan quick and easy.

Didn't need to fill in any complicated forms done all on line. Reviewed on: 3rd January 2018

Quick and easy process to apply for a loan

Easy process, very professional and extremely good value. Without a doubt, I would recommend Zopa and I will probably use Zopa again. Reviewed on: 3rd January 2018

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