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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent service

5
Quick response, no hidden charge better interest rate APR Reviewed on: 3rd January 2018
Venkatesh's avatar
Venkatesh

Quick and Easy

5
My experience of dealing with Zopa has been very good. I found the website easy to use and received response very quickly confirming my loan. I'd definitely recommend Zopa. Reviewed on: 3rd January 2018
Kerrie Sinclair's avatar
Kerrie Sinclair

Excellent

5
Great service, amazing customer experience. Thank you. Reviewed on: 3rd January 2018
Iryna Freer's avatar
Iryna Freer

Excellent customer service

5
Very simple to apply for with a very helpful and friendly member of staff. You also get given a direct number for them so you only have to deal with one person. Reviewed on: 3rd January 2018
Jack's avatar
Jack

Straightforward and flexible loans

5
The application process was very clear and straightforward. I can manage all aspects of my loan online, including making additional payments without any fees. The revised monthly repayment amount is calculated so you can decide how much to overpay. A very flexible and hassle free service. I would definitely recommend Zopa. Reviewed on: 3rd January 2018
Andrew Silverthorne's avatar
Andrew Silverthorne

Wouldnt go anywhere else!

5
Fantastic service, easy to apply, excellent rates - can over pay to reduce payments and reapply in seconds all by an online account. I know where I'll go in the future and I'm always recommending to friends and family. Reviewed on: 3rd January 2018
Clare Hughes's avatar
Clare Hughes

Fast service great rates good communication

4
Loan was approved swiftly and received information in a timely manner. Rates are very competitive and online access to account is easy to use. Reviewed on: 3rd January 2018
Jonathan Plane's avatar
Jonathan Plane

Quick and Easy

5
The process of applying for, being approved and receiving the loan was extremely quick and simple. I cannot fault this company. Reviewed on: 3rd January 2018
Mackayla Lawrence's avatar
Mackayla Lawrence

Keen rates and Prompt Service

5
Would highly recommend Zopa for its keen rates and excellent and efficient service. Reviewed on: 3rd January 2018
William Coburn's avatar
William Coburn

Fantastic quick service

5
Could not believe how quick the turn around was have all ready recommended to friends,family and work colleagues Reviewed on: 3rd January 2018
Sean parsons's avatar
Sean parsons

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