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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy loans

Very easy to take out a loan with Zopa. It allows you to stay in complete control of your loan and to change details so easily! Highly recommend Zopa!! :) Reviewed on: 3rd January 2018

Fantastic!

I have two loans with Zopa, The online log in lets me manage payments and due dates so I can keep an eye on what I have left. The process was so quick and easy and the money was in my account within a day. Would highly recommend to anyone needing a loan. Reviewed on: 3rd January 2018

Clear, quick and responsible lenders

I wouldnt get a loan anywhere else. The application process was quick and easy. The best thing is how accessible your account is, makes it easy to make extra payment and you can even pay off the loan early with out additional charges! Reviewed on: 3rd January 2018

Easy, fast and affordable!

Couldn't rate any higher, had a great offer from them and have been happy ever since Reviewed on: 3rd January 2018

Always friendly and helpful!

Sorted my car finance so quickly, then gave me another two smaller loans to help with some bills. Absolutey love Zola!!! Reviewed on: 3rd January 2018

Best loan company out there

I took out a loan to help me buy a van, I knew from the beginning how much it would cost, when I would have to pay back by, no hidden costs, quick and easy to use. Would defo recommend, thanks Reviewed on: 3rd January 2018

Great loan provider

Had a very good experience with Zopa. All simple and clear. Also fast response and money was in my bank very quick. Reviewed on: 3rd January 2018

Clear, simple and concise

My experience with Zopa has been very positive. A very simple way of lending/borrowing, and all information/T&Cs presented in a clear and concise way. Customer service is second to none. Just a simple but efficient model/system. Reviewed on: 3rd January 2018

Great services

good service and reasonable interests rates Reviewed on: 3rd January 2018

Zopa had been amazing

Since I stumbled on Zopa loans, I haven't regretted it. I have been recommending and will keep recommending it to others. They are the best I have seen and met. Reviewed on: 3rd January 2018

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