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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast great service

Very quick from application to receipt of loan Reviewed on: 3rd January 2018

Zopa Loan

Fast, easy and reasonably priced. Reviewed on: 3rd January 2018

Brilliant help!

Helped me out so much thanks! Sorted my first house out! Reviewed on: 3rd January 2018

Simple and fast

Zopa are really helpful when you're in need of some extra money. They're also very fair with repayments prices, and totally affordable. 10/10 Reviewed on: 3rd January 2018

Zopa

Found Zopa very easy to use. The only thing i'd like is a little more in the way of a dashboard with details of the loan repayments, interest rates etc. Reviewed on: 3rd January 2018

Great service, easy process

Very easy to apply and follow the process, constant reminders and reviews to see where you’re at is a great help Reviewed on: 3rd January 2018

Simple, Fast and Friendly

Getting a long is by a very simple process and the turnaround time to decision and disbursement is very fast. They are very responsive to querries and are a friendly bunch. Reviewed on: 3rd January 2018

Amazing!

Website is so easy to use and to keep track of your loan! Would recommend Zopa to anybody, everything is so straight forward, never had any problems or issues at all Reviewed on: 3rd January 2018

Great service

Really easy to deal with, prompt service. Reviewed on: 3rd January 2018

Making obtaining a loan easy and transparent!

This is the second time Zopa have trumped the competition and offered me a competitive loan. Like most other people, I did my research and Zopa came top! With fantastic rates and a really seamless customer user experience it was easy to chose this P2P loan provider over the traditional options. Reviewed on: 3rd January 2018

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