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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Personal, Professional, A Real Pleasure

With an exceptionally low interest rate, this is how loans should be. Zopa trusts you and helps those who are responsible with their money. Reviewed on: 3rd January 2018

Easy, Hassle Free Loan

Excellent from start to finish. Couldn't fault them or the customer experience since. Reviewed on: 3rd January 2018

Quick response quality

Quick funds to my account, great communication between myself and Zopa , I would highly recommend to someone’s in need of a loan at a great rate Reviewed on: 3rd January 2018

Great service

Very easy and simple. Straightforward loan with best rates available. Will only use Zopa going forward Reviewed on: 3rd January 2018

Great experience

Everything is very simple from applying to receiving the loan. Very little admin and transparent pricing. Reviewed on: 3rd January 2018

Top Notch Customer Service

Zopa have outshined the rest when it comes to service. Very customer focused, efficient and knowledgeable. Reviewed on: 3rd January 2018

Excellent, friendly, helpful service as standard

I wish that all financial organisations were as helpful and friendly as Zopa are. They make managing your finances quick and simple with the minimum of fuss. I have and will continue to recommend Zopa to other people I know, looking for great service as standard. That's what all banks and financial organisations should strive for. To be as good as Zopa. They really should be called Super. Reviewed on: 3rd January 2018

Quick decision for my loan, no issues

I applied for a loan with Zopa, decision for approval was quick and the transfer to my account. Paperwork followed. I picked Zopa as well as I can make extra payments without being penalised for that! Reviewed on: 3rd January 2018

Very good

Easy to applay .good services.I will use again this services. Reviewed on: 3rd January 2018

Perfect solution

Easy from start to finish and I have never had an problems. Reviewed on: 3rd January 2018

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