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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy, accessible service

Found it so easy and accessible to use Zopa. They offer loans with maneagble payment plans. Quick, no hassle, great communication. Reviewed on: 3rd January 2018

Easy application and excellent rates

I had a Zopa loan and the process was very simple, website is clear and concise. Easy to check statement on line and the APR. was very low and easy to manage. I would recommend them to others. Reviewed on: 3rd January 2018

No mess no fuss lending!

Incredibly simple to use, all online which suits me down to the t as all information available, clear and accessible any time you need it. Had a brief interaction with company when applying for loan and they were fantastic. Would absolutely recommend to friends and family. Reviewed on: 3rd January 2018

Highly recommended

Getting a loan was quick and completely painless, got the best rate on the market and can easily manage my loan online, hassle free! Reviewed on: 3rd January 2018

Friendly

Such a easy application process ,I needed to speak to someone to clarify something they where really helpful and easy to speak to . Reviewed on: 3rd January 2018

An outstanding, hassle free loan provider that cares!!

This company dont just want you as a one off wonder, they also want you to return for more, therefore they offer the most professinal, hassle free loan service ive ever come across. They also do something nobody else seems to do these days, that is to look after existing customers. Updating them regularly, advising of latest offers, all to the customers benefit and all UK based (Fanfare)!!!! Many thanks Zopa Reviewed on: 3rd January 2018

Straightforward and easy to use website. All details are clear and concise and would happily use agian

Very happy with the overall experience of using Zola. Reviewed on: 3rd January 2018

Easy to set up and great rates

So far I have only had a good experience with Zopa. Their loan offers far better rates that the high street bank i am currently with. Initial payments have been made without a glitch and their customer service has been great. I am one of many happy customers I am sure. Reviewed on: 3rd January 2018

Brilliant

Easy, quick, and very simple to apply. And very quick response. Reviewed on: 3rd January 2018

Professional and efficient

I used Zopa for the first time having had loans at mainstream banks previously. i couldn't beleve how hassle free and easy they were to deal with. Everything was so smooth from start to finish with the most competitive rates around. Reviewed on: 3rd January 2018

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