Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Great Customer Service

Reliable loan, quick response. Any issue and someone is at hand to assist. Easy to keep on top of due to very easy online account management. Excellent service provided and responsible lending from Zopa. Reviewed on: 3rd January 2018

Simple Wuick and low cost

I’ve had loans which were arrange quickly and at low rates. Flexible enough to pay off whenever I want Reviewed on: 3rd January 2018

Easy peasy lemon squeezy

Hassle free, easy to apply, fast decision and receipt of funds. Good rates and great app which is easily accessible offering flexibility such as making extra payments Reviewed on: 3rd January 2018

Excellent

Just a great all round service, very quick and up front Reviewed on: 3rd January 2018

Great experience and great value

Best rates by a long way, very transparent experience throughout and so far a flexible, usable, reliable loan provider Reviewed on: 3rd January 2018

Easy application, no fuss

It’s such an easy process I was pleasantly surprised at the speed and efficiency. Keeping track online is really simple too Reviewed on: 3rd January 2018

Easy to use, hassle-free process

Have taken two loans out using Zopa and had no complaints, easy go set up and competitive interest rates Reviewed on: 3rd January 2018

Really good customer service

Very easy from start to finish with brilliant Customer Service Reviewed on: 3rd January 2018

Tip top

Everything was prefect from start to finish Reviewed on: 3rd January 2018

Loans made simple

Very happy with the service and more than happy with the repayments and interest charges. Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Sainsburys Bank 3.26 from 70 reviews
Personal Loan
from Updraft 4.96 from 11059 reviews
Loans
from Advance Credit Union 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub