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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Mint

Great team and made easy . Many thanks. And I have recommended zopa to others Reviewed on: 3rd January 2018

Excellent service

Zopa provide excellent service and first class rates for their customers. I would recommend them to all of my friends and family as THE best loans provider in the UK. Reviewed on: 3rd January 2018

Simple, understandable, flexible... fast!

Zopa has turned what used to be a painful and bureaucratic process into a quick, easy and (importantly) cheaper one. Highly recommended. Reviewed on: 3rd January 2018

Love Zopa!

Used Zopa twice now and I absolutely love them! So easy from start to finish. You can pay your loan off early! They put the joy back in to lending during those difficult times! Love you zopa. Xxxx Reviewed on: 3rd January 2018

Fantastic

Love them so easy a friendly. Never had a problem, so easy to manage account online Reviewed on: 3rd January 2018

Quick decision and excellent customer service

I have always used Zopa. Very easy to use. Best of all no early settlement charges and you can also pay any amount towards the loan. Would definitely use again Reviewed on: 3rd January 2018

Amazing!

Easy to apply and excellent customer interface! Highly recomnend Reviewed on: 3rd January 2018

First time zopa user.

I found the whole process to be easy and quick. Having searched around for my desired loan amount I started doing research and zopa were coming out on top. I was a little dubious as I hadn't heard of them before. However everything went well and I'm about to settle my loan early in the next couple of months. Already recommended friends to use this service. Reviewed on: 3rd January 2018

Excellence

Excelent service, reliability, and easy to use. Reviewed on: 3rd January 2018

Superb

I have found using Zopa to be an excellent way to borrow money, and pay back early without any charges incurred as a result. They also offer some of the best rates around. Reviewed on: 3rd January 2018

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