Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Great Loan Provider

Easy to deal with, nothing difficult requesting loan and kept informed all the way. Reviewed on: 3rd January 2018

Transparent no hassle loan

Loan was easy to apply for, low cost and charges were transparent Reviewed on: 3rd January 2018

Fast and great service

Not only do I get a fantastic rate using Zopa, but it was all done very quickly. It also allows the flexibility of changing payment dates and over paying to shorten the loan without giving you any penalties. Reviewed on: 3rd January 2018

Super friendly

Not a scary experience at all, all simple and quick Reviewed on: 3rd January 2018

Simple, hassle free, quick

Exactly what you need from a lender. Simply quick and easy. Reviewed on: 3rd January 2018

Brilliant!

Applied for a loan, and within 30mins it was in my bank, so easy to applie, and so easy to login to see what's remaining, make extra payments or look into any information regarding your loan! Reviewed on: 3rd January 2018

Excellent service

Quickly friendly service, No problems and great rates. Very very happy! Reviewed on: 3rd January 2018

Zopa loans

Fast, efficient, friendly. A company that keeps the personal touch and has ethics too. I highly recommend. Reviewed on: 3rd January 2018

Really good

So easy to do, no problems whatsoever. Easy to use site. Reviewed on: 3rd January 2018

Great way to lend.

I found Zopa to be a quick efficient and reliable way to lend. Lots cheaper than a high street lender. A great way to get credit. I'll be back! Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Creditspring 4.36 from 21 reviews
Payday Loan
from Heart Paydays 0.00 from 0 reviews
Personal Loan
from Nationwide 4.40 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub