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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fab service

First time I have ever taken out a loan, it was so quick and easy. Communication has been great when I have had any questions and the account areas is great to use. Reviewed on: 3rd January 2018

Great loan provider

Easy to apply for the loan and the website is easy to access allowing you to be up-to-date on your payments, balance etc. Reviewed on: 3rd January 2018

Simple, straightforward, great rates

We used Zopa to take a loan out for our wedding - it's been easy from start to finish - and the rates are great as well. It absolutely saved us - thanks Zopa. Reviewed on: 3rd January 2018

Zopa

is the best company in all world ! Reviewed on: 3rd January 2018

Clear and consice loan

The whole procosses is really clear and you know what you have to pay back and when it’s due. Reviewed on: 3rd January 2018

Quick and simple

So easy to apply and quick to receive the loan and to pay extra bits off. Excellent stress free experience Reviewed on: 3rd January 2018

easy

very easy to use and helped with my debt consolidation, best provider i have come across Reviewed on: 3rd January 2018

definetly recommend they are very efficient and helpful

I have a loan and it is run very smoothly I would definitely have another loan with zopa Reviewed on: 20th December 2017

Great website, great rate, immediate decision and fast transfer

I needed a zoopla loan for some home improvements, their rate was fantastic, I was able to repay early without penalty and the decision was instant. Reviewed on: 23rd November 2017

Very low rates, flexibility and great knowledge

When looking to purchase a car, I thought it may be prudent to look into getting a loan. After searching extensively, I found that Zopa was the cheapest provider by far. Since joining, I have also found that access online has been fantastic and that they are very flexible with payments, although I have not taken advantage of this as of yet Reviewed on: 20th November 2017

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