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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fantastic product and service

I need a loan and usually use Barclays but to be frank they have been totally rubbish however soap was fantastic and simple to apply. I have no problems or concerns and would highly recommend useing them . Reviewed on: 1st July 2017

Outstanding service and product. Very happy .

No hassles no problems and no concerns. They supplied exactly what they offered with no drama and very easy and simple on line forms. Simply awesome. Thank you. Reviewed on: 1st July 2017

Simple, easy and good rates

Applying was easy, and managing my loan has been simple. Being able to make overpayments online has been great. the loan rates was very reasonable. Reviewed on: 1st July 2017

5 star will use again

I had my load quick, it was affordable and easy to apply Reviewed on: 1st July 2017

Efficient, no messing and quick

Quick, efficient, easy to use with a rapid response. Keen rates and more able to translate the credit score system! Reviewed on: 1st July 2017

Superb

I couldn't be happier. I've always been wary of loans and the repayments some companies require for small amounts of money. Zopa have been the only company I've found that don't try and milk customers for every penny they have. I couldn't believe how good their service has been throughout the service. Extremely happy customer Reviewed on: 1st July 2017

Great, stress free service

Brilliant service would recommend them. Reviewed on: 1st July 2017

The most efficient and user-friendly loan application that I have ever completed

100 per cent satisfied customer. I would certainly use Zopa again Reviewed on: 1st July 2017

Zopa is great

customer service brilliant highly recommended to anyone requiring a hassle free loan. Reviewed on: 1st July 2017

perfect financial solution, fast and easy to apply.

Fast, efficient, practical, the easiest way I have ever applied for a loan. No quibble over little details, highly recommend. Will always use for future large purchases needing a loan. Reviewed on: 1st July 2017

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