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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Best loan company

Easy to borrow at sensible rates if interest. Highly recommended Reviewed on: 1st July 2017

Simple and professional

Loan application was easy and straight forward and it was a no fuss service. I would highly recommend Zopa to others. Reviewed on: 1st July 2017

First class speedy reliable service!

Great cust service centre, really quick with decisions and payments. Great that you can pay off lump sums and reduce monthly payments. Reviewed on: 1st July 2017

Hassle free and very competitive

Used zopa twice for car purchases. Quick and easy process Reviewed on: 1st July 2017

Quick and straightforward decision

Money came to the account next day following the approval within seconds. The quote was highly competitive and overall I am happy. Wish to take their service again. Reviewed on: 1st July 2017

Needed a loan for a car

Zopa was great, ive had a few loans with them and they are buy far the cheapest lender. Reviewed on: 1st July 2017

No quibble

Very easy to apply very friendly customer service got a reply within minutes no quibble Down loaded necessary paper work money was in account within 7 days xxx Reviewed on: 1st July 2017

Excellent loan rate and customer service

Easy to apply, all clear, best experience ever Reviewed on: 1st July 2017

Quick, easy and hassle free

A very positive and simple process which helped me consolidate my debts to one easily manageable payment. Brilliant service. Reviewed on: 1st July 2017

Easy to use

Couldn't believe how easy, smooth and how much sense it made to get a loan using Zopa, no messing around, no boring interviews, no driving to a bank. So nice and easy,. Thank you. Reviewed on: 1st July 2017

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