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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast and efficient

We have used Zopa on a number of occasions we like the flexibility and up to date info on the website. Love that can pay early with no charges. Reviewed on: 1st July 2017

Life's to short

Don't waste your time with anyone else. Zopa is the best,quickest most professional and accommodating bar none. I have used several times as has various family and friends. Never a problem. Don't waste your time with anyone else. "Life's to short". Reviewed on: 1st July 2017

Fantastic

Was so quick and really easy to use. Amazing service Reviewed on: 1st July 2017

Very cheap interest, no issues for payments

I was so suprised at how low the interest rate was and how easy it was to set up my direct debit with no issues, came out every month on time and was a fair and easy amount to pay back monthly. Have recommended zopa Loans to many people and will definitely be coming back if i need another Reviewed on: 1st July 2017

First class

Applied for a loan to purchase a car and had an answer within 2 hours,,the interest rate actually worked out lower than my bank ,,first class and would highly recommend to anyone Reviewed on: 1st July 2017

Quick and easy

One of the best rates, but I selected them for the second time as I had such a quick, easy and unstressed experience the first time. Both loans have been seamless Reviewed on: 1st July 2017

Fast service

I have bern granted the money I asked for in less then 48hours !! Helpful and friendly customer services. I highly recommend it. Reviewed on: 1st July 2017

Easy to deal with quick service

Wanted £5000 loan for a bike applied on line then a quick phone call from them within a couple of days bike in my garage Happy Days Reviewed on: 1st July 2017

Very helpful

I was struggling to find a loan and when I approached Zopa they were more than willing to help out. They also review you after 6 months and if all is well they even consider helping you out further. I would recommend Zopa to anyone. Reviewed on: 1st July 2017

Very efficient

No quarms or silly questions. Very competitive rates Reviewed on: 1st July 2017

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