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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Time well spent

Simply and easy. Very thorough and carefully thought out. Zopa came to my aid and helped me bridge the gap. Thank you Reviewed on: 1st July 2017

best value

very quick and easy,low interest makes it affordable,best value out there Reviewed on: 1st July 2017

Awesome Personal Loan provider

The whole process was quick and easy to do. The website was modern and well designed. Most importantly the loan terms were among the best available and the money arrived quickly. I will use Zopa again if required! Reviewed on: 1st July 2017

Better than the dictators

Zopa alongside Tesco and Santander had offered me the most appealing rates. At the end because of the ease of the application and the great rate I decided with zopa. Reviewed on: 1st July 2017

Don't be a Dope, choose Zopa.!.

Best financial loan products out there, peer to peer IS the way forward. Reviewed on: 1st July 2017

Fast efficient and take the worry out of borrowing.

When I was going thro a tough time Zopa helped me get everything back on track again. Reviewed on: 1st July 2017

Easy and straightforward

It was a very simple process. Nice people with good rates. Reviewed on: 1st July 2017

Quick, easy and good value.

I have had two loans with no problems and would take out another one if and when needed, great customer service. Reviewed on: 1st July 2017

Awesome lender

Simple to apply fast decision making and overall A+ performance Reviewed on: 1st July 2017

Excellent

It's so easy to do the type of loan you require absolutely no hassle the layout is excellent so no confusion when applying. no hesitation if I need a loan in the future...... thanks. Reviewed on: 1st July 2017

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