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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Simple and fast

I would definitely recommend zopa to anyone who's after an affordable loan fast. I received my loan with in couple of days after applying. Reviewed on: 1st July 2017

Zopa makes taking out a loan stress free.

Zopa is simple and easy to use. Its not convuluted and not an endless process. User friendly. Great online set up. Regular updates. Good rates. Reviewed on: 1st July 2017

Fast, Efficient, Confident

Zopa makes applying for a loan easy. They ask only the information needed to be confident that I can make the repayments, allow me to upload evidence required to do so and give a decision in a short time. Once approved, they then provide the cash quickly to my account and set up the repayment direct debit immediately, even allowing me to change the date if needed. Perfect service! Reviewed on: 1st July 2017

Money made easy

Fantastic service and easy to apply Reviewed on: 1st July 2017

great service

Very quick and easy to apply, great rates. Reviewed on: 1st July 2017

Treating the customer as a VIP

I was very impressed with how fast the whole procedure was. I found the application easy, staff friendly and polite. I have already recommended Zopa to friends as I know they will not be let down. A lot of companies will demand an arm and a leg for loans, they are for the customer who is not fully informed regarding interest rates. I believe Zopa is the best in the current market. Reviewed on: 1st July 2017

Zopa Is The Fairest And Simplest

I say fair because there was no "fine print" to confuse you when applying. I made the application via Clearscore, the credit check was quick and I had the money in my account three days later. Sensible lending and responsible lending. If I have the opportunity to clear the loan sooner than the agreed 3 years, I can do that without penalty. Simple. They lend, you give back, no hidden fees. Done. Beautiful. Reviewed on: 1st July 2017

Great service

Zopa is a great company and would recommend to all who need a loan for anything and everything . Thank you for my loan zopa Matt Reviewed on: 1st July 2017

Helpful, efficient, easy!

Zopa were great, the website was easy to use, the process straightforward and the money straight into my account with no messing! Reviewed on: 1st July 2017

Trusted. Simple. Great rates

Very easy to arrange and quick decision. Low interest rates. great value quick cash. helped me out big time. Highly recommended. Reviewed on: 1st July 2017

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