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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick & easy response.

Quick & easy response on loan with very competitive rates. Reviewed on: 1st July 2017

Simplest and and friendliest loan company

Zopa is the most friendly loan company I ever dealt with. They are very transparent and easy to communicate with, and their upfront information allowed me to know exactly what to expect. I will definitely use them as my primary go-to loan agency next time I would need a loan. Reviewed on: 1st July 2017

Best rate

Easy to apply a much better rate than the bank could provide me. Overall great service Reviewed on: 1st July 2017

Great loan company

So easy to set up. Money in my account in no time. Great rates. Reviewed on: 1st July 2017

Zopa there when i needed them

Easy and quick to use .Zopa have competitive rates so glad i saw them on line . Reviewed on: 1st July 2017

Very good.

I have had several loans with Zopa over the years. First place I go to each time as the interest rate is always lower than banks and building society. Reviewed on: 1st July 2017

Great company

Very easy to deal with and very professional. Reviewed on: 1st July 2017

Best experience ever with a loan

Everything was straight forward, no early repayment fees, Great experience 10/10 Reviewed on: 1st July 2017

no hassle lending

simple and straight forward application and no follow up hassle Reviewed on: 1st July 2017

FANTABULASTIC Service

Quick, easy, reliable... low rates. Could not ask for better!!! Xxx Reviewed on: 1st July 2017

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