Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Great company but could be better

Great approved first time - would appreciate some welcome gift when you join. Reviewed on: 2nd July 2017

Quick and easy and fair

It was quick, easy and fair by upfront interest charges Reviewed on: 2nd July 2017

Great service.

Fast easy to use service with helpful staff. Reviewed on: 2nd July 2017

Easy, hassle free loans

Zopa loans is Highly recommended, really easy, great customer service and great low rates! Reviewed on: 1st July 2017

Great Service from Zopa

Have had 2 loans from Zopa and both times the loan was set up and approved with minimal fuss. The money was in my account in hours, staff are friendly if you need advice or some one to speak to. Rates are great and you do not get penalised for making additional payments. Reviewed on: 1st July 2017

Best Loan Company Out There

It was a great experience with Zopa from application to receipt of the loan. The customer service staff are lovely and very helpful. Everything is made crystal clear and the interest rates are also good. I have recommended Zopa to family and friends already. I'd highly recommend Zopa to anyone. Excellent service. Reviewed on: 1st July 2017

Great!

Very happy with the service - easily pay backable Reviewed on: 1st July 2017

Great service

Fast efficient service, stress and hassle free. Reviewed on: 1st July 2017

Fast, simple and stress free

No messing about ! they give you fast efficient service with hassle free customer service and support Reviewed on: 1st July 2017

Amazing

Quick easy and simple to apply. Answer given promptly and cash in account within time stated Reviewed on: 1st July 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Fair For You 4.94 from 7966 reviews
Personal loan
from Bamboo Loans 4.92 from 16792 reviews
Loans
from Great Western Credit Union 4.80 from 1519 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub