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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Awesome

I have used Zopa twice in the last five years. Firstly there interest rates are great, very competitive but it's such a seamless process of application which I love. Reviewed on: 1st July 2017

Quick, easy and hassle free

I opened a loan with Zopa and it took very little time to organise. It was a very easy process and I would recommend them to anyone. Reviewed on: 1st July 2017

Excellent experiance

Very good customer service. On line accounts easy to manage by customers . Easy option to pay account early without penalty . Reviewed on: 1st July 2017

Quick acceptance

I was accepted almost instantly, I would definitely recommend to anyone struggling with money Reviewed on: 1st July 2017

Excellent and quick

I got my money in less than 10 minutes with no problems Reviewed on: 1st July 2017

Perfect and quick!

No messing about and easy! Customer service are easy to talk to! Would return if needed another loan cheers guys Reviewed on: 1st July 2017

Good interest rate.

This is by far the least hassle loan I have applied for and at a competitive rate too. Reviewed on: 1st July 2017

Great

Quick and easy affordable repayments Reviewed on: 1st July 2017

easy

very easy to apply best rate had 2 loans now and never had any problems customer service great . Reviewed on: 1st July 2017

Small car loan

Very fast to be approved for the loan and then received funds within afew days. Very impressive! Reviewed on: 1st July 2017

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