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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy access

Extreamly seamless application process, quick desicion. Would happily recommend Zopa to family and friends alike. Reviewed on: 1st July 2017

Expensive

Expensive and the e mails received to check my new rates was misleading. I followed a link and had a hard search performed although it was suggested soft search. Ended up inadvertantly applying for a loan to see my Apr. I had to cancel immediately after realising which caused a drop in my credit rating. E mail and web link should have been clearer. Advice is Go with someone else and stay clear. Reviewed on: 1st July 2017

Great service !

Fast decisions and good service and paid quickly Reviewed on: 1st July 2017

Personal loan

Fantastic interest rates, quick and easy process, the money was in my bank within a couple of days. Reviewed on: 1st July 2017

Hassle free lending

Quickly and easy application process and a user friendly website. Would recommend!! Reviewed on: 1st July 2017

Zopa offers excellent borrowing rates.

Not only low rates, but has a customer friendly application process, an excellent website, and you can pay off chunks your loan early, saving yourself interest without incurring early repayment charges. Reviewed on: 1st July 2017

Best ans easy step loan

Really friendly , helpful , tailored loans Reviewed on: 1st July 2017

Simple application and money directly oaid

Would definitely recommend. Simple and easy, it went like a dream. Reviewed on: 1st July 2017

Very good

No complaints - positive experience and great rate Reviewed on: 1st July 2017

Very helpful

Brilliant help in looking and securing the right loan for me. Reviewed on: 1st July 2017

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