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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick and simple

Applied for a loan and got a quick decision along with speedy transfer into my account. Very happy. Reviewed on: 1st July 2017

Great service

Great customer service and clear communication throughout the process. Very happy to have found a trustworthy and professional company. Well done Zopa! Reviewed on: 1st July 2017

Zopa is A1

Zopa's speed and simplicity coupled with excellent, hassle free customer service and user experience is marvellous. The rates are extremely competitive and fair too. I will use Zopa in the future without hesitation. Reviewed on: 1st July 2017

The place to borrow

The. best company to borrow from Reviewed on: 1st July 2017

G.O.A.T

Great lender, reliable, approachable, swift and secure. Excellent! Reviewed on: 1st July 2017

Excellent service

Quick service without any problems Reviewed on: 1st July 2017

Really fast efficient service!

I got a loan a month or so ago in order to purchase a new car! The car garage were not able to hold the car - so it all depended on zopa to get the money to me as soon as possible to save the car for me!! They did not disappoint and I got my money within a working day!! Really fast!! Reviewed on: 1st July 2017

Too good to be true

I found zopa as I was doing a comparison of personal loans. The rates were so low and the requirements so easy. I applied online, got a response in less than 10 minutes. Money was in my account in 3 days. No phone calls or hassle at all. Best service I have received so far. It's just so unbelievable but true. Reviewed on: 1st July 2017

The only money lending company to use

Simple, effedicient, hassle free and always competitive. I've used Zopa three times now and wouldn't go anywhere else in the future. Reviewed on: 1st July 2017

Personal Loan

Very easy to set up, good rates and god customer service Reviewed on: 1st July 2017

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