Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69083)

Fast efficient service

5
Process of applying took a few minutes online. Money in my account within days. Documents issued quickly. Efficient service. Reviewed on: 1st July 2017
CarolK's avatar
CarolK

Fast efficient sensible loans

5
I needed around £5K to replace a leaky conservatory. Shopped around saw some outrageous interest rates found Zopa with a very sensible sub-5% rate. Checked out reviews all were excellent. Applied & money was in my account within hours. No fuss just a common sense application & approval process. Excellent all round. Reviewed on: 1st July 2017
Alan Stabler's avatar
Alan Stabler

Quick and easy loan

5
Spot on no hassle don't need a lot of paperwork to get a loan. Reviewed on: 1st July 2017
Sam TJ Malasan's avatar
Sam TJ Malasan

Easy Loan

5
Spot on loan...no hassle,recommended to everyone. Reviewed on: 1st July 2017
Sam TJ Malasan's avatar
Sam TJ Malasan

Brilliant

5
Good all round service at competitive rates Reviewed on: 1st July 2017
John Ransby's avatar
John Ransby

Best loan rate in market

4
Great rate and quick transfer in your bank.Proffesional staff. You can check account online as well that offer great visibility. Reviewed on: 1st July 2017
Dhruv's avatar
Dhruv

Easy and simple!

5
Very quick and easy process. Very friendly staff who gave me an excellent rate with no hassle! Reviewed on: 1st July 2017
James Brown's avatar
James Brown

Transparent and logical money lender

5
No problems at all. Rare with banking and money matters these days! No hidden charges! Excellent experience. Reviewed on: 1st July 2017
Rob Mooney's avatar
Rob Mooney

Brilliant

5
Low rates and good service all round brilliant Reviewed on: 1st July 2017
John Ransby's avatar
John Ransby

Zopa really helped me out

5
Thanks to Zopa, I was able to buy a car. Beep beep yeah! Reviewed on: 1st July 2017
Matthew Hard's avatar
Matthew Hard

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill