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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy process and innovative concept

Love the peer to peer concept, and the easy process is great. Reviewed on: 1st July 2017

Easy process, friendly brand style, great concept

Love the peer to peer lending concept. I've had two loan products with Zopa, and the experience has always been seamless. Reviewed on: 1st July 2017

Fantastic service

I found out about Zopa online and their rate was better than anyone in comparison websites. I applied online and was granted the loan and money was transferred within a short time. This is my experience of this fantastic service Reviewed on: 1st July 2017

Fast and simple

With Zopa it was very straight forward when getting my loan, the money was available quickly to my account and at a great interest rate. Payments set up by direct debit across 12 months which makes the whole process so much more user friendly. Reviewed on: 1st July 2017

Peace of mind

Very easy application and a quick decision for peace of mind. The process was very clear and the monies paid quickly. Reviewed on: 1st July 2017

Super Zopa

Zopa have been marvellous for me , they helped with a house sale situation, which enabled the transaction to complete, they go out of their way to help real people !! Reviewed on: 1st July 2017

Excellent, quick, easy.

Simple to use when applying for a loan. Decisions are made quickly. Can't recommend enough. Reviewed on: 1st July 2017

Brilliant easy quick

Fantastic found the whole experience quick and easy no problems and money was in my account within hours. Love the easy to use "my account page " all the information is there shows how much you've paid and you can change payment days yourself love it. Reviewed on: 1st July 2017

Fast service

You just submit it online and after few days money hits your account Reviewed on: 1st July 2017

Excellent

Simple and easy to manage Definitely be back for my next car Reviewed on: 1st July 2017

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