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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Good and fair money made easy

Easy to understand and use, everything made easy from start to finish. Highly recomend Reviewed on: 1st July 2017

Life changing

Zopa are fast simple and easy to work with. On each occassion I have used zopa for a loan it was a positive experience for me . Reviewed on: 1st July 2017

Easy and simple to apply

Kept me informed and very quick. Reviewed on: 1st July 2017

Fantastic

Highly recommend, fast easy service never had a loan so quick and completely hassle free. I wouldn't go any where else, interest rate was amazing. I literally could try praise Zopa anymore. Reviewed on: 1st July 2017

Excellent service

My loan was at first cancelled as I have recently got divorced and I wasn't able to provide my divorce certificate however a senior lender looked at my account and after noticing I provided my maraige cert they reopened my loan and approved it. Thank you zopa, I will always recommend you guys! Reviewed on: 1st July 2017

Quick and easy

The whole process of appointing for a loan to getting the money through was so quick and easy. People on the other end of the phone are really helpful. Hassle free! Reviewed on: 1st July 2017

Fast and reliable

Everything is on line making it a fast service Reviewed on: 1st July 2017

Effortless process

My experience when using Zopa is nothing but a pleasure from start to finish. From the simple application process to the speed of payment coupled with the excellent customer service and competitive rates makes Zopa the number one for me. Reviewed on: 1st July 2017

Best bar none

Zopa is the cheapest most adorable way to borrow money in my opinion.... very easy to set up and maintain online .... Best bar none and would highly recommend to anyone in a situation where they need to borrow Reviewed on: 1st July 2017

Good service

I got a speedy decision, unlike other providers who wanted me to wait a week, meaning i would have lost the car i was wanting to buy. Reviewed on: 1st July 2017

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