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Zopa: Personal loan reviews

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4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Low interest and Simple

5
I have a good credit rating so was approved very quickly, had the money soon after and all with a fantastic low rate of interest. Easy to apply, simple to repay and with a simple overpayment facility. I've recommended Zopa to my friends and family. Reviewed on: 1st July 2017
Daniel Wilkinson's avatar
Daniel Wilkinson

Perfect loan

5
Needed a little help so looked at a small loan when i came across Zopa helped me out so much now im comfortable & enjoying payday which i used to dread Reviewed on: 1st July 2017
Emma Silver's avatar
Emma Silver

Theyy are a no hassle company with great rates

5
They are contactable either by phone or online and are a very professional outfit Reviewed on: 1st July 2017
ronnie richards's avatar
ronnie richards

Excellent

5
Grate rate. Easy to use & quick answer. Reviewed on: 1st July 2017
Leanne Morgan's avatar
Leanne Morgan

Easy setup

5
I've had a few Zooa loans over the years. I love how easy it is to set up a loan, and how clear and open the fee structure is. Their loans are easy to manage from the very user friendly dashboard and the options to over pay or pay your loan off early with no penalisation are just the types of flexibility I like to have. The interest on offer is usually competitive, if only it was market leading, and the loan was the cheapest available I'd mark this as a 10/10 product. Reviewed on: 1st July 2017
Mike Johnson's avatar
Mike Johnson

Couldn't be easier

5
So simple with plenty of advice and support. Reviewed on: 1st July 2017
David 's avatar
David

Excellent

5
Easy to apply only takes matter of minutes . Cash deposited into account Reviewed on: 1st July 2017
Vincent smith's avatar
Vincent smith

Excellent

4
Grate rates & a quick answer. Definitely would recommend x Reviewed on: 1st July 2017
Leanne Morgan's avatar
Leanne Morgan

Ease of application

5
The whole Zopa experience was effortless from filling in the online form to receiving the loan a few days later Reviewed on: 1st July 2017
David Hancock's avatar
David Hancock

Simple, quick, best rates around

5
It was very quick and simple to take a loan through Zopa (online). I was actually very surprised about it. It was a very simple decision in the first place - after researching various providers, I found out that Zopa had the best interest rates for my loan. Reviewed on: 1st July 2017
Alex Djakovic's avatar
Alex Djakovic

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