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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Good rates, no issues

Happy with rates and service 18 months in Reviewed on: 1st July 2017

Quick and professional service.

I have used Vopa twice and on both occasions the offer was the best around am and the process was easy. The online account is super easy to use and really does leave you in control. Reviewed on: 1st July 2017

Excellent

Superb service with quick and efficient decision and payment of loan. Also very amenable when payment day needed to be changed. Would and have highly recommended Zopa to both friends and family Reviewed on: 1st July 2017

Fantastic experience

No problems, easy to use excellent customer service Reviewed on: 1st July 2017

Making borrowing money a doddle

I borrowed a small amount from Zopa around a year ago and recently have paid it off. They were very efficient and cheap compared to others I had quotes from. I would definitely use them again! Reviewed on: 1st July 2017

Very easy and very quick

Very easy to apply and I received the money quickly. I would use and recommend Zopa again. Reviewed on: 1st July 2017

Brilliant

Quick decision on making my application low interest rates and no early repayment fees great loan company Reviewed on: 1st July 2017

Simple product, inflation busting rates

Zopa is easy to use to squirrel away regular amounts of cash. There is some risk but even factoring that in it is preferable to leave cash languishing and losing value in real terms in savings accounts. Reviewed on: 1st July 2017

A great company that pays out promptly .

I needed a loan with a very reasonable payment arrangement . The money was in my bank promptly and the whole process was quick , simple and straightforward . Reviewed on: 1st July 2017

Zopa, family friendly company

I applied for a Zoopla loan, the process was easy uncomplicated and straitforward. Top marks to a great firm. Reviewed on: 1st July 2017

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