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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Great rates

Easy application and great rates. Reviewed on: 1st July 2017

Amazing

So quick and affordable 5* rating Reviewed on: 1st July 2017

Great service, quick and easy

I have been so impressed with the level of service I have received from zopa that I can never see myself using another company for a personal loan again. I have recommended them to friends and family frequently who have also gone on to say how great zopa is. Thanks zopa Reviewed on: 1st July 2017

Ethical loans! Who'd have thought!

Easy to apply. I appreciate the way Zopa operate in support of other borrowers, but with fantastic terms and rates. Essentially it's 'fair play's borrowing! A clear breath of fresh air in this age of confusion Reviewed on: 1st July 2017

Simple and easy

Always a simple and easy experience to apply for a loan and have it approved. Reviewed on: 1st July 2017

Brilliant company

Its daunting applying for a loan but zopa made the experience so straight forward and easy, no jargon just straight forward plain english THANKYOU. Reviewed on: 1st July 2017

life saver

i was in desperate need of 15 grand and as a member of experian credit , goan through loan providers list and found Zoopa which provided us loan to get out from hard times Reviewed on: 1st July 2017

1st class

Very simple , no hassle and very quick Reviewed on: 1st July 2017

Cheap reliable loans

The best rate I could find..... and I looked long and hard. Always keep you up to date on what you owe and what's best for you as a borrower Reviewed on: 1st July 2017

Quick and easy application for loan, easy online account management

Using the online service made it so easy to track my loan and also pay off extra when ever i wanted. Reviewed on: 1st July 2017

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