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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

No messing, 'pay what you see' rates

As the title states: with Zopa, you pay the rate advertised after you've completed a tailored quote- unlike many other lenders who advertise a super low rate but then make you feel like your credit score is poor by offering an astronomically altered rate.... I've used them 3 times now, each time has been simple. Reviewed on: 1st July 2017

Easy money!

I fond zopa through a price comparison site. Their rates were extremely competitive, and the ability to overpay for free was a huge bonus. I've only used the website once since taking my loan, but everything I needed was right where I needed it. Reviewed on: 1st July 2017

Very competitive rates

Im paying very low rate interest and it was the best rate offered by the comparison site. Recommended to friends. Reviewed on: 30th June 2017

Very easy and professional to use

I applied for a loan and couldn't have been more impressed. The online process was so easy and the customer service is second to none. Reviewed on: 30th June 2017

Amazing, super quick

Fast results, quick payment & no hassle at all! Very simple with everything including online viewings etc. Thrilled customer Reviewed on: 30th June 2017

Quick easy and great rates

Faultless, great website easy to over pay and customer service helpful and knowledgeable. Will use again Reviewed on: 30th June 2017

pretty efficient, punctual and professional.

Can't really say more other than happy to recommend! Reviewed on: 30th June 2017

Hassle free

Simple. Quick. Good rate of interest Reviewed on: 30th June 2017

outstanding and no fuse

all i can say is i have been with zopa for a few years now and have never had any issues at all and would recommend family and friends always well done zopa you have got it right. Reviewed on: 30th June 2017

life saver

help when I needed it with no fuss or stress Reviewed on: 30th June 2017

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