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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Hassle-free loan, quick and easy.

Required a short-term loan for home improvement and, after doing a bit of research, Zopa looked the best option. That has indeed proved to be the case. Easy application, loan approved quickly and money received shortly thereafter. Recommended. Reviewed on: 30th June 2017

best loan lender

Very smooth and straight forward process for personal loan Reviewed on: 30th June 2017

Excellent rates and easy to deal with

Zopa offered me the best rate for my loan and the whole process was simple. I would recommend Zopa to anyone who requires a loan. Reviewed on: 30th June 2017

Easy to Access Loan

Assessment of your application and disbursement are done online without delay, beside loan repayment is made simple and clear, the interest and principal repayment and tenor is communicated to you . Reviewed on: 30th June 2017

Great loans

Fantastic, easy repayments at a brilliant rate. Reviewed on: 30th June 2017

Amazing in every way

I couldn't fault zopa, it was quick and trouble free Reviewed on: 30th June 2017

Easy as 1, 2, 3

Really easy process and a great interest rate. Excellent communication and good website functionality. Reviewed on: 30th June 2017

Best Loan lender

It was very smooth ans straight forward process to apply for the loan. Reviewed on: 30th June 2017

Great service

Easy and pain free to arrange and great customer support Reviewed on: 30th June 2017

Happy days

Great prompt service,would recommend this company to everyone keeps you informed as you go along,so simple and easy to full in the forms.Just an amazing experience,have tried others before and found Zopa the best. Reviewed on: 30th June 2017

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