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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick,fast service

Application was easy and simple to complete,I received my loan within days. Reviewed on: 30th June 2017

Brilliant and so quick as well!

Needed a loan, and I did it by just a few taps through my phone, pretty sure I was in the bus on my way to work as well Reviewed on: 30th June 2017

Very Easy & Helpful

They were there when I needed help - straight forward and they made sure it was affordable for me Reviewed on: 30th June 2017

Straightforward and responsible lenders

Straightforward and responsible money lenders. From start to finish I had good communication and quick transactions. No fees for early repay either. 100% satisfied. Reviewed on: 30th June 2017

All round professional service

The process was simple and quick done with minimal effort had the money in my account almost instantly. Clear and concise and easy repayment system and not penalised for early settlement Reviewed on: 30th June 2017

Best service ever

Very good customer service quick credit history check attractive Apr also available borrowing in existing loan Reviewed on: 30th June 2017

Easy, fair and saves you money!

I've been trying to pay off my credit card for quite a while now, and had been thinking of taking out a consolidation loan. When I read about peer to peer lending that cuts out the banks and their profits, I was a little wary as it's easier to stick with what you know, but I've found Zopa easy, clear and helpful, and much more cost effective than a usual bank loan. Reviewed on: 30th June 2017

Easy fast efficient

A easy efficient service. Easy to control repayments Reviewed on: 30th June 2017

Supreme

Brilliant service. Fast money, easy access. Low rates... What you need.more ?? Reviewed on: 30th June 2017

A1

Would highly recommend, quick and easy application at a very competitive rate. Reviewed on: 30th June 2017

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