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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Great Service

Fast, efficient & great to deal with Reviewed on: 30th June 2017

Easy peesy

The process was so straightforward, from application to buying my car was less than 3 days. Thanks zopa Reviewed on: 30th June 2017

Easy

Went online. Got quote. Accepted. Got loan. Had query. Zopa sorted it pronto. Thankyou zopa! Reviewed on: 30th June 2017

Easy and cheap!

Needed a loan and this was by far the best value (lowest interest rate) at the time, and was so straightforward to apply. Accepted quickly and received the money almost immediately. Really impressed. :-) Reviewed on: 30th June 2017

Very pleased with Zopa and their professionalism

I have used Zopa on 2 separate occasions and have been very pleased with the service I have received. On both occasions from application, installment payments through to settlement of my loan, I have felt that they were an honest, straight talking and forward thinking company. Due to this I have recommended them to friends and family and would likely use them again in the future. Gavin Gillings Reviewed on: 30th June 2017

There when needed

Had some health issues in the family so used a zopa loan to tide us over Reviewed on: 30th June 2017

Great service

Loan took minutes to sort, seriously low interest rate and unsecured. Couldn't ask for more really!! Reviewed on: 30th June 2017

Amazing

Fast decidons, really helpful and lovely customer service! Wouldn't go anywhere else!! Reviewed on: 30th June 2017

Value for money.

Excellent customer service and very good value for money. No hassle applying for loan. Reviewed on: 30th June 2017

Quick and simple

Very easy to use online. Answer straight away no messing. Money available quickly. Reviewed on: 30th June 2017

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