Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Very quick and easy

Loan for wife made her very happy Reviewed on: 30th June 2017

No hassle, perfect to deal with

Took out a loan when needed a new car. Perfect customer service, online account easy to use. Hassle free and didn't add any additional pressure to my financial needs. Would certainly recommend and use them again should I need to take out another loan. Reviewed on: 30th June 2017

Very good

Very good company with competitive loan rates Reviewed on: 30th June 2017

Easy banking

Helpful, easy and straightforward Reviewed on: 30th June 2017

Supa Zopa

Flawless applying, processing and actual receivership of loan at the best interest rate in the market as far as UK is concerned and paying back with ease. All online at your own convenient time, as you know online knows no time restriction! Reviewed on: 30th June 2017

superb customer service

very effecient and seemless experience setting up a new loan Reviewed on: 30th June 2017

Easy and quick approval hassle free

Didn't need to contact everything can be done online easy and simple Reviewed on: 30th June 2017

Simple, friendly and honest

Very helpful. Straightforward process. Speedy and very good value for money too! Reviewed on: 30th June 2017

Simply the best

Quick and easy. Staff were pleasant, helpful and friendly and took the time to explain things and answer questions. Will definitely use again. Reviewed on: 30th June 2017

Fast, flexible and easy to setup

Had the money within 3 days of registering on the website, great interest rate with no early repayment fees... perfect service for the last 4 years thank you Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.58 from 5 reviews
Loans
from Hoot Credit Union 5.00 from 12 reviews
Short-term loans
from Moneyboat.co.uk 4.91 from 1228 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub