Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Efficient company

5
Very helpful and easy to use , got a loan a few years ago , with efficient service Reviewed on: 30th June 2017

Easy peasy

5
Excellent communication, fantastic service and super fast arrangement of finances. Nice one ZOPA! Reviewed on: 30th June 2017

Great!

5
Quick decision,good communication and competitive interest rates Reviewed on: 30th June 2017

Amazing service

5
Super quick when I needed and no issues since. Reviewed on: 30th June 2017

Brilliant

5
Firendly fast and no hassles. Brilliant. Thanks. Reviewed on: 30th June 2017

Great

5
They really help me out with great rates to Reviewed on: 30th June 2017

The best thats out there.

5
Have had difficulties with loans in the past past but zopa gave me the chance when i really needed it. Thanks. Reviewed on: 30th June 2017

Very impressed with zopa services

5
Very quick service and help me very much to sort out my problem Reviewed on: 30th June 2017

Lowest APR

5
It was so easy to apply for my loan online. The money was in my account so quickly and it was the lowest APR of all the loan companies I looked at Reviewed on: 30th June 2017

Fantastic

5
Fantastic company, great service from start to finish couldn't ask for more Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products