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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast and very efficient response to all enquiries

I was impressed at how quickly things were processed from the point of application to funds being released into my account. It's also very clear how much you will pay for the period of time, with no hidden or unexplained extras. I would definitely recommend Zopa! Reviewed on: 30th June 2017

Would recommend

Good lender quick and easy to set up and repay Reviewed on: 30th June 2017

Very pleased

I have had a Zopa loan and recommended my son who needed a new car and he was very pleased when this was agreed. Reviewed on: 30th June 2017

Quick speedy

I went to Zopa as they had a great interest rate also very quick, efficient and professional service. Thanks Reviewed on: 30th June 2017

Zopa loan

This is my 2nd loan with Zopa and I got an even lower rate! Quick, simple to apply and very low rates. Highly recommended! Reviewed on: 30th June 2017

Zopa no.1

Zopa has been a pleasure to deal with. Best loan prices, great communication and so simple! I've recommended them to a lot of family and friends. Reviewed on: 30th June 2017

Easy to arrange loan with quick payment to my account.

My application was quickly dealt with. The money was in my bank account exactly when I was told it would be. Reviewed on: 30th June 2017

great sevice

easiest application best loan company to deal with Reviewed on: 30th June 2017

Efficient service with great interest rates.

Very impressed with the service received from Zopa. My initial application was processed within minutes. The loan was approved very soon after. Money was transferred within days as indicated. Excellent service. Reviewed on: 30th June 2017

Excellent no hassle loan

No problems from start to finish. Application online approved instantly and money received within 3 days. Can make payments and check everything online. Absolute dream. Reviewed on: 30th June 2017

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